Estate planning · Illinois
Illinois Wills Attorney — Simple and Complex Wills
A will that meets the Illinois Probate Act's signing rules, names the right people, and fits the rest of your plan, drafted and witnessed in our Palos Heights office.
Firm particulars
- Attorney
- Hani H. Khatib, Attorney at Law · CPA · LL.M. (Taxation)
- Office
- 6600 W College Dr, Ste 207, Palos Heights, IL 60463
- Hours
- Monday to Friday, 9:00 a.m. to 5:00 p.m.
- Telephone
- (708) 722-2222
- info@khatiblaw.com
- Probate court
- Daley Center, Cook County Probate Division
- Accreditation
- BBB Accredited since April 2022 · A+
Start here
Is this you?
You have children under 18 and nothing in writing about who would raise them or hold their money.
You own your home with your spouse and assume "it all goes to them anyway," but you have never checked.
You are in a second marriage and want your children, not your spouse's, to receive what you brought in.
Your will is from a different decade, a different state or a form website.
You have a revocable trust and were told you also need a pour-over will.
The will names an executor and a successor, with authority to administer the estate independently so that the court stays out of routine decisions. It names a guardian for minor children and a successor. It makes specific gifts if you want particular items or sums to go to particular people, and then disposes of the residue, which is everything else. For any beneficiary who is young, disabled or bad with money, it creates a testamentary trust with a trustee you choose and a distribution age you set, instead of handing a minor's share to a court-supervised guardian at 18.
If you have a revocable trust, the will is a short pour-over will. Either way, the will is one piece of an estate plan, drafted with the powers of attorney and beneficiary designations in view.
Illinois rules
What makes a will valid in Illinois
Section 4-3 of the Probate Act, 755 ILCS 5/4-3, sets three requirements. The will must be in writing. It must be signed by the testator, or by another person in the testator's presence and at the testator's direction. It must be attested in the presence of the testator by two or more credible witnesses.
Notarization is not required. What a notary signs is the self-proving affidavit, which 755 ILCS 5/6-4 allows the witnesses to sign at or after the attestation. With it on file, the court can admit the will on the affidavit alone. Without it, the executor has to find the witnesses years later and get testimony or a new affidavit.
Guardians
Naming a guardian for minor children
A parent whose rights have not been terminated may designate a guardian of a minor's person, estate or both in a will or any other writing under 755 ILCS 5/11-5. The designation must be witnessed by two credible adults, neither of whom is the person named, and if it is signed and attested like a will it has prima facie validity: the judge starts from your choice. Name a successor guardian too.
With a trust
Pour-over wills
A pour-over will directs that anything left in your own name at death goes to the trustee of your revocable trust, to be handled under the trust's terms. Section 4-4 of the Probate Act allows the gift even though the trust may be amended after the will is signed. It is a backstop for assets never titled in the trust's name, and anything it catches above the small-estate limit still passes through probate before reaching the trust.
Limits
What a will does not do
A will does not avoid probate. If your estate at death includes real estate in your sole name or more than the small-estate limit in personal property, your executor opens a probate case in the Circuit Court of Cook County to carry out the will.
A will does not control assets with a beneficiary designation. Life insurance, IRAs, 401(k)s and payable-on-death accounts go to the person named on the company's form, whatever the will says. Joint tenancy property goes to the surviving joint tenant.
A will does nothing while you are alive. It cannot authorize anyone to pay your bills or make medical decisions if you are incapacitated. That is the job of the powers of attorney, which is why we draft them together.
Updates
Changing or revoking a will
Under 755 ILCS 5/4-7, a will is revoked only by physically destroying it with intent, by a later will that declares the revocation or is inconsistent with it, or by a signed and attested instrument declaring the revocation. Writing on the original does not amend it. Small changes are made by a codicil, signed and witnessed exactly like a will; larger ones by a new will.
Two rules surprise people. Marriage does not revoke or change an existing will, so a new spouse is not automatically provided for. A judgment of dissolution of marriage revokes every gift to, and every fiduciary nomination of, the former spouse in a will signed before the judgment, and the will is read as if the former spouse had died first. The rest of the will stands, so a divorced client should still re-sign a will that names new fiduciaries.
If you already have a will, contact the office before replacing it: the first thing we do is tell you whether it still works, and a will that only needs a new executor is not rewritten from scratch.
The intestacy rules in 755 ILCS 5/2-1 take over. A surviving spouse and descendants split the probate estate one half to the spouse and one half to the descendants per stirpes. A spouse with no descendants takes everything; descendants with no spouse take everything. The court chooses the administrator, bond may be required, and a minor child's share goes into a court-supervised guardianship estate rather than to a trustee you selected. For a full account of the Illinois rules on validity, revocation and intestacy, see our guide to Illinois will requirements.
The difference
Why a will drafted by an attorney who is also a CPA
Retirement accounts dominate most estates, and the will does not control them
Who is named on an IRA or 401(k) form decides both who inherits and how fast the income tax comes due. We read the beneficiary forms with the will so they tell one story.
Trusts for children have tax consequences
A testamentary trust that accumulates income is taxed differently from one that distributes it, and the trustee will need to file returns. We draft the distribution standard knowing that.
Business interests need an owner the day after
If you own an LLC or S corporation, the will has to agree with the operating agreement and keep any S election intact. One engagement covers the legal drafting and the tax analysis, inside the attorney-client privilege.
Process
How we prepare and sign your will
Call or use the contact form
Day one · a short call · conflicts check and scheduling
We check for conflicts, schedule a meeting in Palos Heights or by phone, and send a short list of what to gather.
Design meeting
Week one · about an hour · in person or by phone
We go through your family, assets and beneficiary forms and recommend a will-based or trust-based plan, with a written fee quote before anything is drafted.
Drafts
Usually weeks two to three · reviewed at your own pace
You receive the will and powers of attorney with a plain-English summary, and we revise until they say what you mean.
Signing
Usually week three or four · in our office · two witnesses and a notary
You sign with two witnesses and a notary, and leave with the original, copies and a one-page summary for your executor.
Questions
Questions we are asked
What makes a will valid in Illinois?
Under 755 ILCS 5/4-3 a will must be in writing, signed by the person making it (or by someone at their direction and in their presence), and attested in their presence by two or more credible witnesses. Illinois does not require a notary. Most wills add a self-proving affidavit signed by the witnesses, which lets the court admit the will without tracking the witnesses down. A witness who is also a beneficiary can lose the gift, so we never use family members as witnesses.
How much does a will cost in Illinois?
The price depends on what the will has to do and on the documents that go with it. A straightforward will with a guardian nomination and a trust for young children costs less than a will coordinating a blended family, a business interest or property in another state. Nearly every client also needs a power of attorney for property and one for health care, and we quote those together. The fee is quoted in writing before any drafting starts.
Why add a self-proving affidavit?
Because it saves your family a search. Under 755 ILCS 5/6-4 a will is proved by the statements of its two attesting witnesses, which can be given in court, in an attestation clause, or in an affidavit the witnesses sign at or after the attestation. With the affidavit attached, the Probate Division can admit the will without tracking down the witnesses years later. It is the one part of a will signing a notary takes part in; the will itself does not need to be notarized.
Should I name a guardian for my children in my will?
Yes. Under 755 ILCS 5/11-5 a parent may designate a guardian of a minor's person or estate, or both, in a will or other writing witnessed by two adults who are not the person named. The court still appoints the guardian, but a designation signed and witnessed like a will has prima facie validity, so the judge starts from your choice. Name a successor too, and consider naming a different person or a trustee to manage the money.
Can I write my own will in Illinois?
Illinois does not require a lawyer, and a handwritten or form will that is signed and witnessed by two credible witnesses is valid. The risk is not validity but content: a form that leaves a house to a minor, forgets the residue, names a witness as a beneficiary, or contradicts the beneficiary form on a retirement account creates a probate problem the family discovers after you are gone. We often review homemade wills; sometimes they work, and we say so.
What happens if I die without a will in Illinois?
Your probate assets pass under the intestacy rules in 755 ILCS 5/2-1. A surviving spouse and descendants split the estate half and half; a spouse alone takes all; descendants alone take all; with neither, it goes to parents and siblings. The court appoints an administrator, and any share for a minor is held under court supervision. Unmarried partners, stepchildren and charities receive nothing.
What is a pour-over will?
A pour-over will leaves whatever is still in your own name at death to the trustee of your revocable trust. Illinois permits it under 755 ILCS 5/4-4, even though the trust can be amended after the will is signed. It is a safety net, not a substitute for funding the trust: anything that pours over still goes through probate first if it exceeds the small-estate limit or includes real estate.
Does a will avoid probate in Illinois?
No. A will is the document that gets probated. Under 755 ILCS 5/6-1 whoever holds the original must file it with the clerk of the circuit court immediately after death, and if the estate includes real estate in the decedent's sole name or more than the small-estate limit in personal property, someone must open a probate case to carry out the will. Avoiding probate takes a funded revocable trust, beneficiary designations, joint title or a transfer on death instrument.
Related
Related services
Trusts
How does a revocable living trust avoid probate in Illinois?
Which trust you need, what it will and will not do under the Illinois Trust Code, and the deeds, retitling and tax work that make it function.
Revocable, irrevocable, special needsProbate and estate administration
How long does probate take in Cook County?
Opening, administering and closing an estate at the Daley Center, and the small estate affidavit when a court case is not needed.
Cook County probatePowers of attorney
Who decides for me if I cannot?
The two Illinois statutory powers of attorney, the living will and the POLST: who signs, who witnesses, when each starts, and what happens without them.
Property and health care
Your attorney
Hani H. Khatib
Attorney at Law · CPA · LL.M. (Taxation)
Founder and managing attorney of Khatib Law LLC, established in Palos Heights in 2017. An attorney licensed in Illinois and a Certified Public Accountant, he concentrates his practice in estate planning, real estate, tax controversy and small-business matters. About Hani Khatib
Request a consultation
Tell us what you are facing.
A sentence or two is enough to start. We will tell you what the first meeting involves, and whether there is a charge for it, before you commit to anything.
(708) 722-2222
Monday to Friday, 9:00 a.m. to 5:00 p.m. · 6600 W College Dr, Ste 207, Palos Heights
What happens next
Your message goes to the firm’s office, not a call centre.
If you mention a deadline, it is read first.
We run a conflicts check and, if we can help, call or email you to set a time.
We confirm the kind of matter and what the first meeting involves, including whether there is a charge for it.
If we go forward, you receive a written engagement letter.
Scope and fee basis in writing before any work begins. Please do not email documents until we have confirmed an engagement in writing.
What to bring to the first meeting
- Any existing will or codicil, even from another state or a form website.
- Your choices for executor, guardian and trustee, with a backup for each.
- A list of what you own and how each asset is titled: home, accounts, vehicles, business interests.
- Beneficiary statements for retirement accounts and life-insurance policies.
- In a second marriage, the divorce judgment and any prenuptial or postnuptial agreement.
